Ivory’s Financial Strengths

• Ivory is Australian owned and operated and is an APRA Authorised Insurer.

• Ivory complies with APRA’s strict regulations and standards for financial stability, risk management, and governance ensuring we hold sufficient capital to meet all our obligations.

• Consumers and businesses buying insurance from Ivory can be confident that we are solvent, and that claims will be paid as APRA regulates our financial position.

• Ivory is supported by Global Reinsurers all with a minimum of an ‘A-’ long-term credit rating.

• Ivory’s Capital Coverage Ratio (CCR) is 195%. This means that Ivory holds nearly two times the minimum required by APRA.
  

Regulatory Disclosure

Under APRA Prudential Standard GPS 110 Capital Adequacy, Ivory is required to publish its capital adequacy position at least annually, ensuring that this critical information is readily accessible to policyholders and other market participants. Set out below is Ivory’s Capital Adequacy Disclosure as submitted to APRA at 30 June 2025.